Thursday, May 28, 2009

Face the Fear

Fear and Faith
Two polar opposites. It is impossible to be full of faith and fear at the same time.
I have faith that my future can be one of financial peace. But to be fully confident of that, I have to face my fear.
What am I fearful about? What is any one fearful about right now?
The economy. Job security. The expenses being greater than the income in my budget.The unplanned for expense that always seems to creep up no matter how carefully I plan.....
The way to manage my fears is to trust that God will take care of me, be confident in my ability to manage my resources to keep within in my budget and just relax.
After all, the beginning of anxiety is the end of faith.
Contemplation Focus:
The beginning of anxiety is the end of faith, and the beginning of true faith is the end of anxiety.

George E. Mueller
1918-, American Engineer
more famous quotes

Wednesday, May 27, 2009

Poverty Mentality

How do the rich think?

What's it like to not have to worry about money? What do rich people do the day before payday? Do they open their wallets and look at the emptiness of it like the rest of us do?

I am learning what rich people think like. So far I have learned:

  • they don't accrue debt
  • they pay cash for their cars by saving up for them
  • they are frugal
  • they shop carefully-looking for the best price
  • they plan their spending before they spend their money, every dollar gets a designated category
  • they understand the concept of saying "no" financially-DISCIPLINE
  • they are not impulse buyers

I will observe carefully to see what else I can learn from a rich person. I am sure there is more I can learn to change a poverty mentality. I never really realized it before-rich people and poor people think about and interact with money in totally different ways.

I want to think like a rich person!

Contemplation focus: "Poverty is a state of mind." Dave Ramsey

Tuesday, May 26, 2009

Change-and I'm not talking menopause.........

Shaping behaviour through change is hard to do. Falling into the old habits is SO much easier! Let's say I set a goal, then follow the steps to achieving the goal. What keeps me from reaching that goal?



Is it mental attitude?

Is it familiarity with the old behavior and how comfortable that is?

It is a lack of desire to change or to follow through on changing the bad behavior?



Yes, yes and yes.



Why do diets fail? Or for that matter, why is any behavior change unsuccessful?What is the one thing that keeps me from losing weight, sticking to a budget or any other behavior I am trying to change?



I would have to say it is in the mind-the mental arena is where change takes place. Your thoughts govern your actions, so without the proper mindset and mental attitude-that is why I keep 'going around the same mountain" so-to-speak.



The mind is the battleground and the fertile breeding ground for change.


Contemplation focus:
The mind must see visual achievement of the purpose before action is initiated.

Mack R. Douglas
more famous quotes

Monday, May 25, 2009

Diet and Budgets!

Budgets and diets. Two entities that require self discipline to be successful at. One problem-lack of self control---- two different entities-sticking to a budget and following a diet plan.

So how does one one change any behavior that they do not like or want to have anymore?
  • Have measurable and track able goals
  • Possess the desire and will to change
  • Need for accountability
  • The desire to change must be stronger than the compulsion to regress and fall back into the old patterns of behavior that just don't work anymore.
  • Cultivate and keep a positive mental attitudeExtend forgiveness to yourself when you make a mistake because no body is perfect
  • Never QUIT, because quitters never win!


Contemplation focus:Life is change. Growth is optional. Choose wisely.Karen Kaiser Clark